From Morris to Vallant

For years, Morris Bank has grown by keeping things as local as possible, caring for communities with a balance of face-to-face service and cutting-edge solutions.

This move strengthens our ability to serve you while staying rooted in the same local approach you love.

When you have questions, please call us at 888-272-5202. Our Call Center is glad to assist you.

We will also have additional Call Center Hours: June 13, 19 and 20, 8 AM – 2 PM.

What about my accounts?

Please check out the chart below for any
relevant, personal or business account changes.
Thank you for your patience during this transition.

Personal Checking

If your account was Your account is now

Personal Savings

If your account was Your account is now

Business Checking

If your account was Your account is now

What about my cards?

Morris Bank cards will work up to 2:00 AM on June 15th but will cease to work after that.

Important Transition Dates

May: You will see the Vallant name appear on electronic transactions,
in various branches and other locations.

June 15, 2026: Official transition to Vallant Bank

Expanded Locations

With Morris Bank joining Pinnacle, you’ll have access to more locations across Georgia,
making it easier to bank where you live and work.

      FAQs

      Answers to common questions about accounts, access, online banking and more.

      What is happening between Morris Bank and Pinnacle Bank?

      The two banks are combining to create a leading Georgia community bank named Vallant Bank. Vallant represents a true partnership, allowing the combined bank to perform at a continuing high level of service while offering products and services desired by customers. Plus, you will continue to see the same familiar faces in your favorite locations.

      Please find our locations map above.

      The Pinnacle Bank and Morris Bank markets do not overlap, allowing the new bank to retain existing locations and teams.

      The majority of accounts will keep the same number. There is a small group of customers from both banks with duplicate accounts. We will contact this group personally to resolve the issue.

      We recommend getting new checks as soon as you can. Obtain a discount in-branch, beginning June 15. There will be a discount of $25 for personal checks and $50 for business checks for a limited time.

      The routing number for checking accounts is 061101294.

      There will be ATMs at all branch locations and a stand-alone ATM at Gordon, GA. Soon after June 15, new ATMs will be installed, allowing you to choose your desired monetary denominations.

      Yes. The week of June 1, customers will begin receiving the new Vallant Bank Debit Card. You can begin using it on Saturday, June 13, so please destroy your current card at that time.

      Yes, and it’s FREE! When you have a Debit Card for your account, it is automatically enrolled in our Fraud Alert Service.

      Our Fraud Center monitors transactions for potentially fraudulent activity. When a questionable transaction appears, they will attempt to contact you first through a text message and then a phone call. Make sure we always have your up-to-date contact information.

      Yes, you will still be able to contact your local branch by phone at 888.272.5202.

      Vallant Bank will process the transactions, notifying the originators of the change in bank name and routing number. It may also be necessary for you, as the account holder, to contact the originator of the automated transactions. We will provide you with the necessary information.

      Vallant Bank will process the transactions, notifying the originators of the change in bank name and routing number. It may also be necessary for you, as the account holder, to contact the originator of the automated transactions. We will provide you with the necessary information.

      Yes, we have Online Banking. If you don’t currently have Online Banking with Morris, we hope you will consider signing up with Vallant.

      If you have Online Banking with Morris Bank, you will automatically be enrolled in Vallant Online Banking, including Bill Pay. We will do that for you and it will be accessible at 6:00 AM for Online Banking, and 12:00 PM for Bill Pay on Monday, June 15.

      If you use Intuit Quickbooks or Quicken, please download your activity before 6 pm as the current connection swill be deactivated at 6 pm on Friday, June 12. You will need to reconnect on Monday, June 15 after you access your Vallant Bank Online Banking account.

      When you sign in at 8:00 AM on Monday, June 15, your User ID is the same one you have with Morris Bank, except it will be all lowercase. Your temporary password is vallant plus the last four digits of your Social Security number with no spaces (e.g., vallant1234).

       

      Yes. Vallant has a Mobile Banking app that allows you to pay bills, transfer funds, review account activity and deposit checks.

      If you did not have Online Banking or Mobile App with Morris Bank, on June 15 enroll in Online Banking through the Vallant Bank website and then download the Mobile App from the App Store or Google Play.

      If you already use the Morris App for personal banking, you can use it until 9:00 PM on Thursday, June 11, including transfers and mobile deposits. If you already use the Morris Business App, it will continue to work until 6:00 PM on Friday, June 12.

      The Morris Bank app will no longer be available for use or in the app store beginning at 5:00 PM on Thursday, June 11.

      It will no longer be available as of Tuesday, June 2, at 4:00 PM. Anything already scheduled will be paid. The reason for this early closure is related to the length of time for payments. While PeoplePay will not be available at Vallant Bank, we’re excited to offer you Zelle®, which is a person-to-person payment method. Once you login to Vallant Bank Online Banking on Monday, June 15, you can then access Zelle and set up your contacts.

      No. There will be no changes to the terms or rates of CDs prior to maturity

      Yes. Your IRA custodial agreement will transfer to Vallant Bank.

      There will be no immediate changes to the interest rates payable on your Money Market. Vallant Bank will continue to honor Morris Bank’s interest rate tiers. Future interest rates will fluctuate with the market interest rates.

      Yes, Vallant Bank offers several options for personal and business Mastercard® Credit Cards. We hope you will consider a Vallant Bank credit card, but you can also retain your current card. Just know that if you retain your current card, Vallant Bank isn’t able to provide any guidance or customer service for those cards.

      Yes. We offer a variety of services for businesses and are happy to assist you.

      Beginning Monday, June 15, the mailing address for all deposits, loan payments and bank mail is:

      Vallant Bank

      P. O. Box 430

      Elberton, GA 30635

      Lobby: Monday–Thursday, 9:00 AM–5:00 PM Friday, 9:00 AM–5:30 PM

      Most locations have Drive Thru hours of 8:30 AM to 5:00 PM, Monday through Thursday, and Friday 8:30 AM to 5:30 PM. With the exception of Statesboro Brannen St. and Gray locations that also offer Saturday hours of 9:00 AM to 12:00 PM.

      When two or more insured banks merge, deposits from the assumed bank are separately insured from deposits at the assuming bank for at least six months after the merger. This grace period gives a depositor the opportunity to restructure his or her accounts, if necessary. CDs from the assumed bank are separately insured until the earliest maturity date after the end of the six-month grace period. CDs that mature during the six-month period and are renewed for the same term and in the same dollar amount (either with or without accrued interest) continue to be separately insured until the first maturity date after the six-month period. If a CD matures during the six-month grace period and is renewed on any other basis, it would be separately insured only until the end of the six-month grace period.

      You will have a special Morris statement provided on Friday, June 12, after the end of the business day. The next statement you receive will be your Vallant Bank statement.

      Here is some important information for you:

      Vallant Bank Online Banking Sign-In: When you sign in at 8:00 AM on Monday, June 15, your User ID is the
      same one you have with Morris Bank, except it will be all lowercase. Your temporary password is vallant plus the last four digits of your Social Security number with no spaces (e.g., vallant1234).

      Morris Bank Bill Pay: You can no longer use Morris Bank Bill Pay after 6:00 PM on Thursday, June 11, and bills will not be paid from this system after this date. For any bills that need to be paid from Friday, June 12 – Sunday, June 14, make sure they are scheduled for payment before 6:00 PM on Thursday, June 11. You may log in to Vallant Bank Online Banking at 8:00 AM, but you need to wait until noon on Monday, June 15 to log in to Bill Pay.

      Morris Bank Online Banking: Morris customers who have Online Banking can continue to use it for inquiries and internal transfers until 6:00 PM on Friday, June 12. If you need to download statements or look at activity, do so before this time. Your statements will come over to Vallant Bank Online Banking after June 15.

      Your new user ID should be used in place of your previous one going forward. This change is intended to make your transition as smooth as possible and to help prevent any access issues when the new system goes live.

      Treasury Management

      ACH Origination – Thursday, June 11, 3:45 PM. Be sure to consider when payments need to be made so this deadline doesn’t have a negative impact on you. You can begin initiating ACHs on Monday, June 15, with Vallant Bank at 8:00 AM.

      Positive Pay – Please make all Check Positive Pay decisions by 11:00 AM and all ACH Positive Pay decisions by 3:00 PM on Friday, June 12. You can begin using Vallant Bank Positive Pay beginning at 8:00 AM on Monday, June 15.

      Business Mobile – You can no longer use Business Mobile beginning at 4:00 PM on Friday, June 12. You can log in to Vallant Bank and begin using the Business Mobile App at 8:00 AM on Monday, June 15.

      Wire Origination – Origination stops at 4:00 PM on Friday, June 12. You can begin originating wires at 8:00 AM on Monday, June 15.

      Bill Pay – No longer available at 6:00 PM on Thursday, June 11.

      Merchant Capture – You can no longer use Merchant Capture beginning at 6:00 PM on Friday, June 12. You can begin using Vallant Bank Merchant Capture at 8:00 AM on Monday, June 15.

      Internal Transfers – This service can no longer be used as of 7:00 PM on Friday, June 12. You can begin using Vallant Bank Internal Transfers at 8:00 AM on Monday, June 15.

      Digital One Business – You can no longer access Digital One beginning at 6:00 PM on Friday, June 12. You can begin using Business Online Banking at 8:00 AM on Monday, June 15. On that day, you can go to www.Vallant.Bank to find the login for Treasury Management Online Banking

      AutoBooks SSO – This product will no longer be available beginning Friday, June 12. Please contact us at 706.522.6596 and ask to speak with a member of Business Services or email us at BusinessServices@Vallant.Bank to reconnect with a similar Vallant Bank service.

      Business Online Banking – You can sign in to Vallant Business Online Banking (Treasury Management) at 8:00 AM on Monday, June 15. The password is Vallant and the last four number of your Social Security Number. Ex. Vallant1234

      Talk to your team.

      Do you have questions? We’re here to help.

      Call 888.272.5202